Home / Free Tools / Salary
Free tool · India · FY 2025-26

What actually lands in your account?

Turn your CTC into real monthly and annual in-hand pay, after EPF, professional tax and income tax.

Your total cost to company, as on the offer letter.
Usually 40 to 50 percent. EPF is worked out on this.
Small annual state levy, deducted monthly.

Monthly in-hand

In-hand Deductions
Gross salary (annual)
Employee EPF
Professional tax
Income tax (new regime)
Deductions are of your gross salary.

Indicative, for a resident individual under the new regime, FY 2025-26. Uses a standard deduction of ₹75,000, EPF at 12% of basic, and the professional tax slab for the state you pick. It assumes no other allowances, exemptions or perquisites, and does not compute surcharge on very high incomes. Actual pay depends on your full salary structure. Rates change. Confirm with us or a professional. Not tax advice.

Negotiating an offer, or running payroll?

We help teams structure salaries tax-smart and run payroll and compliance end to end, in India and across borders.